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ASU OneCard

OneCard Fee Schedule

The OneAccount is meant to be used for free. If you track your purchases, are careful to not overdraw, and remember to "swipe and sign," you should be able to use your account for free. We have created a guide to help you - How to use the OneAccount for Free. Like all checking accounts, there are some normal fees associated with extra services. Higher One does our best to offer as many free services as we can. When we must charge a fee for a special service, we make sure that the fee is competitive, fully disclosed and easily understood. If you have a question about a fee on the schedule below, just click on it for an explanation.

OneAccount - It's designed to be FREE! Effective as of June 24, 2008
  Service No Fees
   Monthly Service Charge No Charge
   Minimum Balance Charge No Minimum Balance
   Check Writing FREE
   Electronic Statements (Standard / Default Choice) FREE
   Higher One ATM Transaction FREE
   Signature Debit MasterCard® Transactions FREE
   Online Bill Payment Service FREE w/ direct deposit or $1,000.00 minimum balance
   Incoming Wire Transfer (Domestic) FREE
   Incoming Wire Transfer (International) FREE
   Deposit to OneAccount FREE
   First Copy of Checks, Deposited Items and Statements FREE
   Research and Legal Service First hour FREE. More by arrangement.
   Send Money FREE

Additional Fee Based Services Effective as of June 24, 2008
  Service Fees
   Merchant PIN Based Transaction $  0.50 each
   Non Higher One ATM Transaction Fee
   (includes all withdrawals, inquiries, and declines) 		$  2.00
   First Insufficient or Uncollected Funds Charge (in 12 months) $29.00
   Subsequent Insufficient or Uncollected Funds Charges $35.00
   Lost Card Replacement $20.00
   Paper Statements (Optional Choice) $  3.00 per month
   Online Bill Payment Service Per Transaction
   9 Month Inactivity Fee with money in OneAccount
   Inactivity fee charged after 9 months of no transactions.
   No fee on $0-balance accounts and fee will not overdraw account. 		$19.00 per month
   Cash Advance Fee 2% ($5.00 minimum)
   Stop Payment Fee $28.00
   Return Deposit Item Fee $  5.00
   Multiple Copies of Checks, Deposited Items and Statements First One FREE. Multiple by arrangement.
   Official Checks $10.00
   Outgoing Wire Transfer (Domestic) $25.00
   Outgoing Wire Transfer (International) Market Rate
   International Transactions Fee 2%
   Delinquent Account Collection or Abandoned Property Transfer Fee $50.00
   Lack of Documentation Fee Up to $50.00